The Ethio SACCO Platform digitizes Ethiopia's savings and credit cooperatives end to end — one audit-grade core for membership, savings, loans, shares and payments.
( Where discipline meets delivery )
Web administration for the office, a mobile app for smartphones, and USSD for every other phone — the same ledger behind all three.
The same audit-grade core, in every member's pocket — balances, deposits, loan repayments and share statements, synced with the branch the moment they happen.
Balance card, quick actions and every service a member needs — savings, loans, shares and payments in one place.
Branch and portfolio dashboards that update the moment a teller posts — no stale numbers in committee.
Ask a question in plain language and get the ledger's answer, with the report behind it.
Regulator and committee packs generated, stamped and shared in seconds — not the night before.
Get flagged the moment something unusual happens — a PAR spike, a stalled approval, a branch gone quiet.
Branches, committees and auditors work from the same ledger — share views, comment, assign follow-ups.
Whether you run one branch or a federation, the platform adapts to the way your people work.
The core connects every channel — teller, Telebirr, CBE, USSD — and posts each transaction once, everywhere.
Set your approval chains once and let the workflow route, remind and record every signature in the audit trail.
Trend flags and scheduled regulator packs, delivered without the manual overhead.
For generations, members met under the tree, paid in cash, and trusted a locked box and a paper book. The meeting stays. The box becomes a core.
( The old way )A working platform, a written specification, and a team in Addis Ababa that answers the phone. Bring your hardest question.
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